upgRATE pulls your real 90791 rates across Aetna, UnitedHealthcare, Cigna, and Anthem and compares them to therapists like you. If you're underpaid, we'll show you how to ask for a raise.
“I assumed all insurers paid roughly the same for 90791. upgRATE showed me a 30% range across my four payers — and which payers I was underpaid by. Sent letters to two of them and got bumps from both.”
There's no single number. Each payer pays a Manhattan psychologist materially differently than a Bronx LCSW. A 'national average' is misleading and won't help you negotiate. Your rates depend on your contract — that's what we look up.
It's how we pull your specific contract rates from each payer. We don't store anything we don't need, and the first lookup is free with no credit card.
Refreshed monthly from federally mandated Machine-Readable Files (MRFs) every payer publishes. Stale rates are flagged.
A formal contract amendment request to the payer's network manager, citing your specific percentile gap and comparable rates. You review and send it from your own email.
No. upgRATE does not, cannot, and will not guarantee specific rates or any increase. We provide self-service tools to empower providers — the outcome depends on your payer relationship.